Call 719 302-5820 For Expert Advice
Call 719 302-5820 For Expert Advice
Get a Personalized Quote from one of Colorado's Best Reverse Mortgage Specialists!
Get a Personalized Quote from one of Colorado's Best Reverse Mortgage Specialists!
TESTIMONIALS
What Our Clients Say About Us
"Incredible team. Plenty of support, quick and easy explanations and supplemental videos made in house to help explain better. Fully recommend utilizing this amazing team.."
- Kiph Kaito
"C2 Financial made the mortgage process easy and stress-free. The team was knowledgeable and responsive, guiding me every step of the way. Highly recommend!"
- John Peterson
"Working with C2 Financial was great! They were professional, friendly, and helped me find the best mortgage option. Excellent communication and service!."
- Emily Sanders
TESTIMONIALS
What Our Clients Say About Us
"Incredible team. Plenty of support, quick and easy explanations and supplemental videos made in house to help explain better. Fully recommend utilizing this amazing team.."
- Kiph Kaito
"C2 Financial made the mortgage process easy and stress-free. The team was knowledgeable and responsive, guiding me every step of the way. Highly recommend!"
- John Peterson
"Working with C2 Financial was great! They were professional, friendly, and helped me find the best mortgage option. Excellent communication and service!."
- Emily Sanders
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
About Me
Kevin Guttman
Reverse Mortgage Specialist of
C2 Financial
Kevin Guttman is a seasoned Reverse Mortgage Specialist with a strong reputation for excellence and dedication to his clients. With years of experience in the industry, Kevin has developed a deep understanding of the complexities involved in reverse mortgages. He is known for his patient and thorough approach, taking the time to listen to his clients' needs and concerns. Kevin excels in providing clear and comprehensive explanations, ensuring that clients fully understand their options and the benefits of a reverse mortgage. His commitment to personalized service and expert guidance has helped many individuals find the right financial solutions for their retirement. Kevin's professionalism, integrity, and genuine care for his clients make him a trusted and respected advisor in the field.
About Me
Kevin Guttman
Reverse Mortgage Specialist of
C2 Financial
Kevin Guttman is a seasoned Reverse Mortgage Specialist with a strong reputation for excellence and dedication to his clients. With years of experience in the industry, Kevin has developed a deep understanding of the complexities involved in reverse mortgages. He is known for his patient and thorough approach, taking the time to listen to his clients' needs and concerns. Kevin excels in providing clear and comprehensive explanations, ensuring that clients fully understand their options and the benefits of a reverse mortgage. His commitment to personalized service and expert guidance has helped many individuals find the right financial solutions for their retirement. Kevin's professionalism, integrity, and genuine care for his clients make him a trusted and respected advisor in the field.
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Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.
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Copyright © 2024 C2 Financial. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
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While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (858) 312-4900 or via email
.
Copyright © 2024 C2 Financial. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (858) 312-4900 or via email
.